The Individual Life-Care Strategies
Most Families Don’t Know Where to Start
Most people don’t know where to start and when they begin the process, many misconceptions get in the way.
A Life Care Plan helps you define your vision for your loved one to live a quality life after you are gone or no longer able to provide care. You can provide a clean vision of the future care for the person with a disability.
What are Individual Life-Care Strategies?
- Strategies that takes into consideration priorities, needs, and goals that are person centered
- Provides a roadmap while creating flexibilities
- Goal is to provide a quality of life in ALL areas of life
- Most people with a disability want a “life like yours”
A Life Care Plan is a coordinated program of future care planning, financial and legal strategies for people with disabilities and their families. A Life Care Plan continually changes throughout an individual’s lifetime and is provided by a team that may include your legal and tax advisors as well as financial professionals.
Common Misconceptions of Special Needs Planning
- It’s not affordable
- Someone will help financially
- Trust accounts are only for the wealthy
- All will be taken care of in the will
- Siblings will provide care
Who We Are
The Special Care Planner received advanced training and information in estate and tax planning concepts, special needs trusts, government programs, and the emotional dynamics of working with people with disabilities and other special needs and their families. The certificate program was offered by The American College in Bryn Mawr, PA, exclusively for MassMutual financial professionals.
The Chartered Special Needs Consultant (ChSNC®) designation is awarded to financial professionals who’ve completed 120 hours of academic classes in addition to holding either Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) or Certified Financial Planner (CFP) designations. The ChSNC designation was developed by The American College in Bryn Mawr, Pennsylvania and the professional designation evolved from MassMutual’s SpecialCare(SM) Program.
What is a Chartered Special Needs Consultant Designation?
- Financial professionals with specialized training in helping people with special needs and their individual life-care plan who work by a set of core values: integrity, honesty, teamwork, and respect.
- Have earned our clients’ trust and admiration by emphasizing the quality of service and relationships.
- Our professional associates combine knowledge and years of collective experience.
- Financial professionals who have earned the [Chartered Special Needs Consultants (ChSNC) designation] work with you and your professional advisors to review your current situation and offer possible strategies that could help the needs of you, your loved ones, and your entire family.